Freddie deBoer discusses the moral sanctimony of claiming to be on the side of the poor, disenfranchised, and mentally ill by asking for money for them.
Consider money and social status as a feel-good distancing mechanism: write the check or post online rather than physically, personally engage with (or take responsibility for) those suffering.
The reality is difficult but not complex: ill people do not make rational, normative decisions, but declaring their lifestyle as a choice or unique expression of their autonomy is another clever avoidance of responsibility/reality wrapped in the rhetoric of individualist freedom.
By requesting funds without participatory understanding layered with evermore attenuated disclaimers about autonomy and agency, we are left to surround problems with resources: we encircle difficulties with money and abstract empathy, like walling off an invader or parasite, yelling our care over the barrier we created.